Call reports 2002
NEIGHBORHOOD NATIONAL BANK — 2002
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,457,000 | 145,474,000 | 151,605,000 | 151,748,000 |
| Total loans | 73,766,000 | 76,077,000 | 77,610,000 | 78,248,000 |
| Allowance for loan losses | 1,099,000 | 1,104,000 | 1,092,000 | 1,071,000 |
| Securities available for sale | 60,757,000 | 61,066,000 | 62,501,000 | 62,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,206,000 | 129,033,000 | 134,400,000 | 135,128,000 |
| Interest-bearing deposits | 115,188,000 | 117,142,000 | 119,452,000 | 121,290,000 |
| Noninterest-bearing deposits | 11,018,000 | 11,891,000 | 14,948,000 | 13,838,000 |
| Equity capital | 14,634,000 | 15,243,000 | 16,083,000 | 15,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 5,028,000 | 7,556,000 | 10,065,000 |
| Interest expense | 1,177,000 | 2,311,000 | 3,401,000 | 4,436,000 |
| Net interest income | 1,315,000 | 2,717,000 | 4,155,000 | 5,629,000 |
| Noninterest income | 136,000 | 404,000 | 557,000 | 746,000 |
| Noninterest expense | 820,000 | 1,567,000 | 2,395,000 | 3,310,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 603,000 | 1,496,000 | 2,302,000 | 3,102,000 |
| Income tax | 233,000 | 503,000 | 788,000 | 1,053,000 |
| Net income | 370,000 | 993,000 | 1,514,000 | 2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,447,000 | 13,434,000 | 13,954,000 | 13,926,000 |
| Total capital | 14,542,000 | 14,538,000 | 15,046,000 | 14,997,000 |
| Risk-weighted assets | 87,604,000 | 88,459,000 | 91,630,000 | 92,943,000 |