Call reports 2001
NEIGHBORHOOD NATIONAL BANK — 2001
What NEIGHBORHOOD NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 131,631,000 | 137,196,000 | 143,735,000 | 142,684,000 |
| Total loans | 82,487,000 | 79,029,000 | 77,725,000 | 74,126,000 |
| Allowance for loan losses | 1,295,000 | 878,000 | 946,000 | 1,040,000 |
| Securities available for sale | 41,855,000 | 50,854,000 | 57,364,000 | 59,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,597,000 | 118,491,000 | 124,819,000 | 127,546,000 |
| Interest-bearing deposits | 104,988,000 | 108,801,000 | 113,416,000 | 115,060,000 |
| Noninterest-bearing deposits | 8,609,000 | 9,690,000 | 11,403,000 | 12,486,000 |
| Equity capital | 14,304,000 | 14,152,000 | 14,879,000 | 14,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,405,000 | 8,172,000 | 10,835,000 |
| Interest expense | 1,374,000 | 2,756,000 | 4,144,000 | 5,404,000 |
| Net interest income | 1,331,000 | 2,649,000 | 4,028,000 | 5,431,000 |
| Noninterest income | 167,000 | 326,000 | 494,000 | 660,000 |
| Noninterest expense | 865,000 | 1,648,000 | 2,492,000 | 3,201,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 620,000 | 1,274,000 | 1,962,000 | 2,830,000 |
| Income tax | 261,000 | 521,000 | 745,000 | 970,000 |
| Net income | 359,000 | 753,000 | 1,217,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,682,000 | 12,537,000 | 13,035,000 | 13,077,000 |
| Total capital | 13,809,000 | 13,415,000 | 13,981,000 | 14,117,000 |
| Risk-weighted assets | 90,007,000 | 88,598,000 | 88,980,000 | 86,015,000 |