Call reports 2024
COMMERCIAL STATE BANK OF WAGNER — 2024
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 254,275,000 | 248,954,000 | 249,623,000 | 249,334,000 |
| Total loans | 138,755,000 | 133,122,000 | 136,198,000 | 143,632,000 |
| Allowance for loan losses | 1,750,000 | 1,750,000 | 1,750,000 | 1,650,000 |
| Securities available for sale | 93,488,000 | 95,203,000 | 98,992,000 | 94,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,088,000 | 226,277,000 | 224,035,000 | 217,901,000 |
| Interest-bearing deposits | 183,599,000 | 188,739,000 | 189,315,000 | 184,111,000 |
| Noninterest-bearing deposits | 39,489,000 | 37,538,000 | 34,720,000 | 33,790,000 |
| Equity capital | 22,037,000 | 21,665,000 | 24,132,000 | 22,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,480,000 | 9,723,000 | 13,402,000 |
| Interest expense | 1,173,000 | 2,423,000 | 3,722,000 | 5,049,000 |
| Net interest income | 2,019,000 | 4,057,000 | 6,001,000 | 8,353,000 |
| Noninterest income | 205,000 | 393,000 | 620,000 | 850,000 |
| Noninterest expense | 1,264,000 | 2,388,000 | 3,567,000 | 4,661,000 |
| Provision for loan losses | -21,000 | 157,000 | 301,000 | 784,000 |
| Pretax income | 981,000 | 1,905,000 | 2,753,000 | 3,758,000 |
| Income tax | 45,000 | 98,000 | 132,000 | 201,000 |
| Net income | 936,000 | 1,807,000 | 2,621,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,468,000 | 26,788,000 | 27,053,000 | 27,439,000 |