Call reports 2023
COMMERCIAL STATE BANK OF WAGNER — 2023
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 231,805,000 | 237,567,000 | 233,046,000 | 249,129,000 |
| Total loans | 129,543,000 | 130,554,000 | 133,020,000 | 139,801,000 |
| Allowance for loan losses | 1,600,000 | 1,500,000 | 1,500,000 | 1,650,000 |
| Securities available for sale | 85,730,000 | 84,965,000 | 88,476,000 | 92,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,207,000 | 216,454,000 | 209,810,000 | 218,181,000 |
| Interest-bearing deposits | 170,263,000 | 176,579,000 | 170,035,000 | 176,677,000 |
| Noninterest-bearing deposits | 39,944,000 | 39,875,000 | 39,775,000 | 41,504,000 |
| Equity capital | 20,554,000 | 20,160,000 | 17,980,000 | 22,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 5,074,000 | 7,947,000 | 10,999,000 |
| Interest expense | 623,000 | 1,374,000 | 2,247,000 | 3,227,000 |
| Net interest income | 1,806,000 | 3,700,000 | 5,700,000 | 7,772,000 |
| Noninterest income | 144,000 | 302,000 | 470,000 | 628,000 |
| Noninterest expense | 1,169,000 | 2,258,000 | 3,419,000 | 4,480,000 |
| Provision for loan losses | -24,000 | -69,000 | -11,000 | 269,000 |
| Pretax income | 805,000 | 1,466,000 | 2,415,000 | 3,304,000 |
| Income tax | 88,000 | 75,000 | 125,000 | 222,000 |
| Net income | 717,000 | 1,391,000 | 2,290,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,366,000 | 25,491,000 | 25,840,000 | 26,082,000 |