Call reports 2022
COMMERCIAL STATE BANK OF WAGNER — 2022
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 247,249,000 | 238,258,000 | 234,647,000 | 230,830,000 |
| Total loans | 134,187,000 | 131,761,000 | 133,866,000 | 138,560,000 |
| Allowance for loan losses | 2,400,000 | 2,400,000 | 2,400,000 | 1,600,000 |
| Securities available for sale | 93,009,000 | 90,134,000 | 85,917,000 | 80,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,098,000 | 217,041,000 | 213,978,000 | 203,905,000 |
| Interest-bearing deposits | 181,417,000 | 179,559,000 | 172,024,000 | 162,627,000 |
| Noninterest-bearing deposits | 42,681,000 | 37,482,000 | 41,954,000 | 41,278,000 |
| Equity capital | 22,765,000 | 20,625,000 | 18,726,000 | 19,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,265,000 | 6,659,000 | 8,806,000 |
| Interest expense | 116,000 | 227,000 | 423,000 | 923,000 |
| Net interest income | 1,962,000 | 4,038,000 | 6,236,000 | 7,883,000 |
| Noninterest income | 183,000 | 310,000 | 466,000 | 618,000 |
| Noninterest expense | 1,146,000 | 2,175,000 | 3,175,000 | 4,336,000 |
| Provision for loan losses | 143,000 | 230,000 | 264,000 | 992,000 |
| Pretax income | 857,000 | 1,944,000 | 3,264,000 | 3,174,000 |
| Income tax | 51,000 | 97,000 | 163,000 | 123,000 |
| Net income | 806,000 | 1,847,000 | 3,101,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,607,000 | 25,097,000 | 25,802,000 | 25,200,000 |