Call reports 2021
COMMERCIAL STATE BANK OF WAGNER — 2021
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 212,677,000 | 259,983,000 | 259,617,000 | 243,110,000 |
| Total loans | 136,492,000 | 133,044,000 | 129,101,000 | 135,377,000 |
| Allowance for loan losses | 2,300,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Securities available for sale | 54,781,000 | 62,623,000 | 59,728,000 | 80,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,988,000 | 234,621,000 | 233,453,000 | 217,114,000 |
| Interest-bearing deposits | 155,377,000 | 156,507,000 | 199,037,000 | 181,050,000 |
| Noninterest-bearing deposits | 33,611,000 | 78,114,000 | 34,416,000 | 36,064,000 |
| Equity capital | 23,010,000 | 24,593,000 | 25,179,000 | 25,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,399,000 | 7,531,000 | 9,621,000 |
| Interest expense | 194,000 | 362,000 | 518,000 | 660,000 |
| Net interest income | 2,436,000 | 5,037,000 | 7,013,000 | 8,961,000 |
| Noninterest income | 128,000 | 250,000 | 400,000 | 880,000 |
| Noninterest expense | 897,000 | 1,799,000 | 2,790,000 | 3,876,000 |
| Provision for loan losses | 353,000 | 275,000 | 176,000 | 183,000 |
| Pretax income | 1,319,000 | 3,218,000 | 4,452,000 | 5,787,000 |
| Income tax | 73,000 | 159,000 | 220,000 | 289,000 |
| Net income | 1,246,000 | 3,059,000 | 4,232,000 | 5,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,748,000 | 23,010,000 | 23,633,000 | 24,349,000 |