Call reports 2020
COMMERCIAL STATE BANK OF WAGNER — 2020
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 177,618,000 | 204,254,000 | 206,581,000 | 198,358,000 |
| Total loans | 124,488,000 | 130,216,000 | 130,959,000 | 131,272,000 |
| Allowance for loan losses | 2,300,000 | 2,300,000 | 2,300,000 | 2,300,000 |
| Securities available for sale | 43,571,000 | 49,455,000 | 53,786,000 | 57,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,772,000 | 181,798,000 | 183,288,000 | 175,051,000 |
| Interest-bearing deposits | 134,977,000 | 158,205,000 | 153,313,000 | 144,495,000 |
| Noninterest-bearing deposits | 20,795,000 | 23,593,000 | 29,975,000 | 30,556,000 |
| Equity capital | 20,892,000 | 21,554,000 | 22,201,000 | 22,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,695,000 | 6,927,000 | 9,108,000 |
| Interest expense | 429,000 | 788,000 | 1,092,000 | 1,343,000 |
| Net interest income | 1,926,000 | 3,907,000 | 5,835,000 | 7,765,000 |
| Noninterest income | 150,000 | 238,000 | 332,000 | 450,000 |
| Noninterest expense | 1,037,000 | 1,914,000 | 2,759,000 | 3,708,000 |
| Provision for loan losses | 63,000 | 150,000 | 76,000 | 108,000 |
| Pretax income | 987,000 | 2,113,000 | 3,368,000 | 4,435,000 |
| Income tax | 49,000 | 105,000 | 168,000 | 227,000 |
| Net income | 938,000 | 2,008,000 | 3,200,000 | 4,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,432,000 | 19,952,000 | 20,594,000 | 21,051,000 |