Call reports 2019
COMMERCIAL STATE BANK OF WAGNER — 2019
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,618,000 | 191,701,000 | 187,026,000 | 180,266,000 |
| Total loans | 120,904,000 | 123,443,000 | 123,421,000 | 127,480,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 2,300,000 | 2,300,000 |
| Securities available for sale | 47,658,000 | 46,125,000 | 45,233,000 | 43,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,242,000 | 171,226,000 | 165,967,000 | 155,447,000 |
| Interest-bearing deposits | 147,333,000 | 150,539,000 | 146,196,000 | 135,339,000 |
| Noninterest-bearing deposits | 19,909,000 | 20,687,000 | 19,771,000 | 20,108,000 |
| Equity capital | 18,380,000 | 19,390,000 | 19,737,000 | 19,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,840,000 | 7,437,000 | 9,816,000 |
| Interest expense | 455,000 | 995,000 | 1,565,000 | 2,071,000 |
| Net interest income | 1,907,000 | 3,845,000 | 5,872,000 | 7,745,000 |
| Noninterest income | 148,000 | 302,000 | 417,000 | 575,000 |
| Noninterest expense | 969,000 | 1,865,000 | 2,768,000 | 3,696,000 |
| Provision for loan losses | 11,000 | 122,000 | 671,000 | 710,000 |
| Pretax income | 1,076,000 | 2,163,000 | 2,853,000 | 3,917,000 |
| Income tax | 54,000 | 108,000 | 167,000 | 205,000 |
| Net income | 1,022,000 | 2,055,000 | 2,686,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,404,000 | 18,688,000 | 18,569,000 | 19,044,000 |
| Total capital | 20,029,000 | 20,306,000 | 20,183,000 | 20,703,000 |
| Risk-weighted assets | 129,897,000 | 129,263,000 | 128,500,000 | 132,111,000 |