Call reports 2018
COMMERCIAL STATE BANK OF WAGNER — 2018
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,970,000 | 178,307,000 | 174,800,000 | 178,976,000 |
| Total loans | 112,644,000 | 112,885,000 | 116,012,000 | 121,810,000 |
| Allowance for loan losses | 1,700,000 | 1,700,000 | 1,700,000 | 1,800,000 |
| Securities available for sale | 50,836,000 | 52,529,000 | 50,343,000 | 49,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,999,000 | 160,865,000 | 156,654,000 | 159,259,000 |
| Interest-bearing deposits | 141,474,000 | 143,387,000 | 139,986,000 | 139,708,000 |
| Noninterest-bearing deposits | 18,525,000 | 17,478,000 | 16,668,000 | 19,551,000 |
| Equity capital | 17,468,000 | 16,735,000 | 17,181,000 | 17,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,249,000 | 6,469,000 | 8,798,000 |
| Interest expense | 300,000 | 628,000 | 979,000 | 1,383,000 |
| Net interest income | 1,798,000 | 3,621,000 | 5,490,000 | 7,415,000 |
| Noninterest income | 174,000 | 327,000 | 479,000 | 635,000 |
| Noninterest expense | 858,000 | 1,683,000 | 2,416,000 | 3,313,000 |
| Provision for loan losses | -78,000 | -29,000 | 2,000 | 115,000 |
| Pretax income | 1,192,000 | 2,295,000 | 3,552,000 | 4,346,000 |
| Income tax | 59,000 | 113,000 | 175,000 | 221,000 |
| Net income | 1,133,000 | 2,182,000 | 3,377,000 | 4,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,805,000 | 17,139,000 | 17,834,000 | 17,982,000 |
| Total capital | 19,342,000 | 18,644,000 | 19,398,000 | 19,635,000 |
| Risk-weighted assets | 122,845,000 | 120,241,000 | 124,999,000 | 132,121,000 |