Call reports 2017
COMMERCIAL STATE BANK OF WAGNER — 2017
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 156,400,000 | 157,136,000 | 164,344,000 | 169,665,000 |
| Total loans | 102,697,000 | 104,043,000 | 107,356,000 | 112,738,000 |
| Allowance for loan losses | 1,400,000 | 1,400,000 | 1,600,000 | 1,700,000 |
| Securities available for sale | 45,378,000 | 45,132,000 | 49,249,000 | 48,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,072,000 | 135,674,000 | 144,675,000 | 150,930,000 |
| Interest-bearing deposits | 121,580,000 | 120,032,000 | 125,162,000 | 133,295,000 |
| Noninterest-bearing deposits | 17,492,000 | 15,642,000 | 19,513,000 | 17,635,000 |
| Equity capital | 16,872,000 | 17,435,000 | 17,874,000 | 17,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,813,000 | 5,792,000 | 7,848,000 |
| Interest expense | 178,000 | 370,000 | 595,000 | 845,000 |
| Net interest income | 1,694,000 | 3,443,000 | 5,197,000 | 7,003,000 |
| Noninterest income | 168,000 | 336,000 | 503,000 | 636,000 |
| Noninterest expense | 856,000 | 1,629,000 | 2,352,000 | 3,301,000 |
| Provision for loan losses | 52,000 | 237,000 | 169,000 | 450,000 |
| Pretax income | 954,000 | 1,913,000 | 3,179,000 | 3,888,000 |
| Income tax | 41,000 | 83,000 | 145,000 | 177,000 |
| Net income | 913,000 | 1,830,000 | 3,034,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,874,000 | 17,041,000 | 17,495,000 | 17,422,000 |
| Total capital | 18,270,000 | 18,435,000 | 18,960,000 | 18,946,000 |
| Risk-weighted assets | 111,729,000 | 111,593,000 | 117,123,000 | 121,810,000 |