Call reports 2013
COMMERCIAL STATE BANK OF WAGNER — 2013
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,404,000 | 131,000,000 | 133,551,000 | 138,665,000 |
| Total loans | 69,078,000 | 71,491,000 | 75,152,000 | 82,413,000 |
| Allowance for loan losses | 1,125,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 47,737,000 | 46,641,000 | 45,306,000 | 43,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,401,000 | 115,101,000 | 110,566,000 | 112,067,000 |
| Interest-bearing deposits | 100,086,000 | 100,091,000 | 94,797,000 | 95,941,000 |
| Noninterest-bearing deposits | 16,315,000 | 15,010,000 | 15,769,000 | 16,126,000 |
| Equity capital | 15,341,000 | 15,174,000 | 14,510,000 | 15,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 2,992,000 | 4,546,000 | 6,141,000 |
| Interest expense | 128,000 | 251,000 | 364,000 | 470,000 |
| Net interest income | 1,376,000 | 2,741,000 | 4,182,000 | 5,671,000 |
| Noninterest income | 160,000 | 284,000 | 430,000 | 553,000 |
| Noninterest expense | 724,000 | 1,390,000 | 2,143,000 | 2,917,000 |
| Provision for loan losses | 67,000 | -89,000 | -9,000 | 57,000 |
| Pretax income | 769,000 | 1,748,000 | 2,502,000 | 3,274,000 |
| Income tax | 32,000 | 70,000 | 108,000 | 139,000 |
| Net income | 737,000 | 1,678,000 | 2,394,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,962,000 | 14,903,000 | 14,219,000 | 14,960,000 |
| Total capital | 15,008,000 | 15,903,000 | 15,219,000 | 15,960,000 |
| Risk-weighted assets | 83,568,000 | 80,251,000 | 84,154,000 | 90,867,000 |