Call reports 2012
COMMERCIAL STATE BANK OF WAGNER — 2012
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,011,000 | 132,993,000 | 129,380,000 | 127,104,000 |
| Total loans | 68,713,000 | 67,663,000 | 68,960,000 | 68,801,000 |
| Allowance for loan losses | 1,100,000 | 1,175,000 | 1,175,000 | 1,125,000 |
| Securities available for sale | 45,115,000 | 52,828,000 | 50,108,000 | 45,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,327,000 | 117,469,000 | 109,931,000 | 110,610,000 |
| Interest-bearing deposits | 104,474,000 | 102,879,000 | 94,955,000 | 95,616,000 |
| Noninterest-bearing deposits | 14,853,000 | 14,590,000 | 14,976,000 | 14,994,000 |
| Equity capital | 14,016,000 | 14,742,000 | 15,114,000 | 15,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,228,000 | 4,835,000 | 6,501,000 |
| Interest expense | 180,000 | 340,000 | 482,000 | 616,000 |
| Net interest income | 1,461,000 | 2,888,000 | 4,353,000 | 5,885,000 |
| Noninterest income | 148,000 | 240,000 | 358,000 | 463,000 |
| Noninterest expense | 1,162,000 | 2,079,000 | 2,763,000 | 3,381,000 |
| Provision for loan losses | 380,000 | 421,000 | 425,000 | 386,000 |
| Pretax income | 67,000 | 628,000 | 1,522,000 | 2,580,000 |
| Income tax | 22,000 | 35,000 | 69,000 | 149,000 |
| Net income | 45,000 | 593,000 | 1,453,000 | 2,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,589,000 | 13,136,000 | 13,348,000 | 14,325,000 |
| Total capital | 13,626,000 | 14,168,000 | 14,393,000 | 15,354,000 |
| Risk-weighted assets | 82,934,000 | 82,429,000 | 83,432,000 | 82,186,000 |