Call reports 2011
COMMERCIAL STATE BANK OF WAGNER — 2011
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,827,000 | 131,745,000 | 128,844,000 | 130,808,000 |
| Total loans | 66,681,000 | 69,307,000 | 68,689,000 | 72,170,000 |
| Allowance for loan losses | 1,325,000 | 1,325,000 | 1,325,000 | 1,000,000 |
| Securities available for sale | 45,146,000 | 47,855,000 | 49,401,000 | 47,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,027,000 | 117,467,000 | 113,675,000 | 110,606,000 |
| Interest-bearing deposits | 103,814,000 | 104,184,000 | 101,445,000 | 96,118,000 |
| Noninterest-bearing deposits | 13,213,000 | 13,283,000 | 12,230,000 | 14,488,000 |
| Equity capital | 12,072,000 | 13,462,000 | 14,227,000 | 14,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,308,000 | 4,991,000 | 6,680,000 |
| Interest expense | 339,000 | 636,000 | 870,000 | 1,073,000 |
| Net interest income | 1,276,000 | 2,672,000 | 4,121,000 | 5,607,000 |
| Noninterest income | 165,000 | 287,000 | 459,000 | 562,000 |
| Noninterest expense | 647,000 | 1,383,000 | 2,012,000 | 2,832,000 |
| Provision for loan losses | 287,000 | 271,000 | 289,000 | 432,000 |
| Pretax income | 507,000 | 1,305,000 | 2,279,000 | 2,905,000 |
| Income tax | 21,000 | 57,000 | 99,000 | 108,000 |
| Net income | 486,000 | 1,248,000 | 2,180,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,733,000 | 12,496,000 | 12,778,000 | 13,394,000 |
| Total capital | 12,770,000 | 13,574,000 | 13,855,000 | 14,181,000 |
| Risk-weighted assets | 82,712,000 | 86,004,000 | 85,947,000 | 88,740,000 |