Call reports 2006
COMMERCIAL STATE BANK OF WAGNER — 2006
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 104,739,000 | 103,913,000 | 104,323,000 | 102,759,000 |
| Total loans | 47,941,000 | 50,153,000 | 51,992,000 | 53,124,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 42,470,000 | 43,061,000 | 41,280,000 | 38,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,499,000 | 82,413,000 | 81,195,000 | 82,004,000 |
| Interest-bearing deposits | 79,418,000 | 75,234,000 | 74,539,000 | 75,081,000 |
| Noninterest-bearing deposits | 8,081,000 | 7,179,000 | 6,656,000 | 6,923,000 |
| Equity capital | 15,238,000 | 15,305,000 | 15,546,000 | 15,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,144,000 | 4,824,000 | 6,523,000 |
| Interest expense | 534,000 | 1,144,000 | 1,826,000 | 2,534,000 |
| Net interest income | 995,000 | 2,000,000 | 2,998,000 | 3,989,000 |
| Noninterest income | 130,000 | 260,000 | 367,000 | 554,000 |
| Noninterest expense | 611,000 | 1,178,000 | 1,704,000 | 2,235,000 |
| Provision for loan losses | 20,000 | 152,000 | 142,000 | 272,000 |
| Pretax income | 494,000 | 930,000 | 1,522,000 | 2,039,000 |
| Income tax | 122,000 | 240,000 | 385,000 | 498,000 |
| Net income | 372,000 | 690,000 | 1,137,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,387,000 | 15,706,000 | 15,553,000 | 15,957,000 |
| Total capital | 16,193,000 | 16,534,000 | 16,401,000 | 16,804,000 |
| Risk-weighted assets | 64,283,000 | 66,043,000 | 67,665,000 | 67,612,000 |