Call reports 2001
COMMERCIAL STATE BANK OF WAGNER — 2001
What COMMERCIAL STATE BANK OF WAGNER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,667,000 | 92,387,000 | 93,450,000 | 93,494,000 |
| Total loans | 44,933,000 | 46,224,000 | 47,318,000 | 47,338,000 |
| Allowance for loan losses | 1,600,000 | 1,600,000 | 1,600,000 | 1,500,000 |
| Securities available for sale | 37,624,000 | 38,235,000 | 38,070,000 | 36,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,007,000 | 76,283,000 | 74,847,000 | 76,699,000 |
| Interest-bearing deposits | 71,009,000 | 71,125,000 | 69,437,000 | 70,434,000 |
| Noninterest-bearing deposits | 7,998,000 | 5,158,000 | 5,410,000 | 6,265,000 |
| Equity capital | 13,506,000 | 13,787,000 | 13,823,000 | 13,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,533,000 | 5,291,000 | 7,019,000 |
| Interest expense | 910,000 | 1,761,000 | 2,548,000 | 3,256,000 |
| Net interest income | 884,000 | 1,772,000 | 2,743,000 | 3,763,000 |
| Noninterest income | 100,000 | 205,000 | 292,000 | 387,000 |
| Noninterest expense | 548,000 | 1,126,000 | 1,621,000 | 2,215,000 |
| Provision for loan losses | 32,000 | 52,000 | 157,000 | 137,000 |
| Pretax income | 404,000 | 802,000 | 1,261,000 | 1,802,000 |
| Income tax | 93,000 | 181,000 | 296,000 | 441,000 |
| Net income | 311,000 | 621,000 | 965,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,926,000 | 13,236,000 | 12,980,000 | 13,375,000 |
| Total capital | 13,750,000 | 14,074,000 | 13,827,000 | 14,205,000 |
| Risk-weighted assets | 65,118,000 | 66,303,000 | 67,041,000 | 65,704,000 |