Call reports 2017
CAPSTONE BANK — 2017
What CAPSTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 510,790,000 | 523,987,000 | 510,650,000 |
| Total loans | 411,875,000 | 414,353,000 | 423,785,000 |
| Allowance for loan losses | 4,384,000 | 4,617,000 | 4,221,000 |
| Securities available for sale | 45,973,000 | 51,576,000 | 52,539,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 445,658,000 | 457,799,000 | 439,471,000 |
| Interest-bearing deposits | 353,273,000 | 360,245,000 | 350,925,000 |
| Noninterest-bearing deposits | 92,385,000 | 97,554,000 | 88,546,000 |
| Equity capital | 56,867,000 | 58,307,000 | 59,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 5,000,000 | 10,282,000 | 15,732,000 |
| Interest expense | 659,000 | 1,375,000 | 2,135,000 |
| Net interest income | 4,341,000 | 8,907,000 | 13,597,000 |
| Noninterest income | 596,000 | 1,354,000 | 2,073,000 |
| Noninterest expense | 3,257,000 | 6,590,000 | 9,852,000 |
| Provision for loan losses | 288,000 | 575,000 | 862,000 |
| Pretax income | 1,392,000 | 3,096,000 | 4,956,000 |
| Income tax | 455,000 | 1,034,000 | 1,637,000 |
| Net income | 937,000 | 2,062,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 51,471,000 | 52,611,000 | 53,888,000 |
| Total capital | 55,856,000 | 57,228,000 | 58,109,000 |
| Risk-weighted assets | 418,389,000 | 424,881,000 | 424,397,000 |