Call reports 2008

CAPSTONE BANK — 2008

Name: CAPSTONE BANK — FFIEC call report 2008
Creator: CAPSTONE BANK

What CAPSTONE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fb40cf4e-745e-4047-8b19-1098b0701a28/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	109,442,000	122,908,000	147,597,000	216,728,000
Total loans	20,775,000	52,552,000	81,867,000	157,574,000
Allowance for loan losses	260,000	534,000	780,000	1,543,000
Securities available for sale	25,679,000	21,248,000	20,471,000	16,358,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	71,174,000	85,525,000	110,539,000	159,030,000
Interest-bearing deposits	56,274,000	70,612,000	96,962,000	142,704,000
Noninterest-bearing deposits	14,900,000	14,913,000	13,577,000	16,326,000
Equity capital	24,871,000	23,989,000	23,556,000	38,135,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	339,000	2,173,000	3,846,000	5,757,000
Interest expense	124,000	842,000	1,423,000	2,181,000
Net interest income	215,000	1,331,000	2,423,000	3,576,000
Noninterest income	45,000	371,000	632,000	861,000
Noninterest expense	336,000	2,511,000	4,373,000	6,374,000
Provision for loan losses	0	400,000	681,000	865,000
Pretax income	-76,000	-1,194,000	-1,984,000	-2,802,000
Income tax	0	-438,000	-731,000	-1,233,000
Net income	-76,000	-756,000	-1,253,000	-1,569,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	22,082,000	22,660,000	21,957,000	31,561,000
Total capital	22,342,000	23,194,000	22,737,000	33,104,000
Risk-weighted assets	41,793,000	71,853,000	100,097,000	164,648,000