Call report 2004Q4
CAPSTONE BANK — 2004Q4
The 22 measures CAPSTONE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,941,000 | USD | evidence → |
| Total loans | 18,275,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 40,725,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,896,000 | USD | evidence → |
| Interest-bearing deposits | 41,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,350,000 | USD | evidence → |
| Equity capital | 11,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,731,000 | USD | evidence → |
| Interest expense | 1,103,000 | USD | evidence → |
| Net interest income | 2,628,000 | USD | evidence → |
| Noninterest income | 664,000 | USD | evidence → |
| Noninterest expense | 2,174,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,194,000 | USD | evidence → |
| Income tax | 193,000 | USD | evidence → |
| Net income | 1,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,283,000 | USD | evidence → |
| Total capital | 11,537,000 | USD | evidence → |
| Risk-weighted assets | 35,561,000 | USD | evidence → |