Call reports 2016
NATIONAL BANK OF PETERSBURG — 2016
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 144,459,000 | 143,497,000 | 139,920,000 | 143,611,000 |
| Total loans | 72,798,000 | 72,698,000 | 71,978,000 | 74,258,000 |
| Allowance for loan losses | 941,000 | 955,000 | 934,000 | 910,000 |
| Securities available for sale | 52,341,000 | 53,137,000 | 52,651,000 | 53,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,711,000 | 126,553,000 | 122,767,000 | 127,934,000 |
| Interest-bearing deposits | 105,844,000 | 105,025,000 | 101,418,000 | 104,676,000 |
| Noninterest-bearing deposits | 21,867,000 | 21,528,000 | 21,349,000 | 23,258,000 |
| Equity capital | 14,796,000 | 15,295,000 | 15,473,000 | 14,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,029,000 | 3,038,000 | 4,037,000 |
| Interest expense | 86,000 | 168,000 | 253,000 | 337,000 |
| Net interest income | 917,000 | 1,861,000 | 2,785,000 | 3,700,000 |
| Noninterest income | 195,000 | 374,000 | 582,000 | 882,000 |
| Noninterest expense | 820,000 | 1,655,000 | 2,476,000 | 3,336,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 80,000 |
| Pretax income | 277,000 | 611,000 | 907,000 | 1,227,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 9,000 |
| Net income | 275,000 | 606,000 | 899,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,833,000 | 16,164,000 | 16,456,000 | 15,601,000 |
| Total capital | 16,774,000 | 17,119,000 | 17,390,000 | 16,511,000 |
| Risk-weighted assets | 82,804,000 | 81,171,000 | 80,556,000 | 83,659,000 |