Call reports 2015
NATIONAL BANK OF PETERSBURG — 2015
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,614,000 | 152,294,000 | 147,062,000 | 143,695,000 |
| Total loans | 72,634,000 | 72,819,000 | 73,981,000 | 73,201,000 |
| Allowance for loan losses | 849,000 | 1,036,000 | 990,000 | 966,000 |
| Securities available for sale | 59,957,000 | 59,658,000 | 59,576,000 | 54,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,110,000 | 135,564,000 | 126,870,000 | 127,601,000 |
| Interest-bearing deposits | 112,191,000 | 112,455,000 | 105,528,000 | 103,203,000 |
| Noninterest-bearing deposits | 22,919,000 | 23,109,000 | 21,342,000 | 24,398,000 |
| Equity capital | 14,751,000 | 14,946,000 | 15,451,000 | 14,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,020,000 | 3,041,000 | 4,057,000 |
| Interest expense | 93,000 | 185,000 | 277,000 | 366,000 |
| Net interest income | 902,000 | 1,835,000 | 2,764,000 | 3,691,000 |
| Noninterest income | 179,000 | 361,000 | 556,000 | 907,000 |
| Noninterest expense | 753,000 | 1,550,000 | 2,379,000 | 3,303,000 |
| Provision for loan losses | 35,000 | 50,000 | 60,000 | 60,000 |
| Pretax income | 302,000 | 605,000 | 890,000 | 1,246,000 |
| Income tax | 2,000 | 9,000 | 11,000 | 15,000 |
| Net income | 300,000 | 596,000 | 879,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,828,000 | 16,123,000 | 16,406,000 | 15,557,000 |
| Total capital | 16,677,000 | 17,155,000 | 17,396,000 | 16,523,000 |
| Risk-weighted assets | 82,461,000 | 82,539,000 | 83,182,000 | 83,500,000 |