Call reports 2014
NATIONAL BANK OF PETERSBURG — 2014
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 154,379,000 | 151,989,000 | 149,715,000 | 150,016,000 |
| Total loans | 71,128,000 | 71,830,000 | 71,628,000 | 74,560,000 |
| Allowance for loan losses | 849,000 | 811,000 | 872,000 | 952,000 |
| Securities available for sale | 58,164,000 | 61,690,000 | 62,914,000 | 59,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,140,000 | 135,590,000 | 133,161,000 | 134,115,000 |
| Interest-bearing deposits | 115,303,000 | 113,967,000 | 111,835,000 | 111,375,000 |
| Noninterest-bearing deposits | 22,837,000 | 21,623,000 | 21,326,000 | 22,741,000 |
| Equity capital | 14,429,000 | 14,730,000 | 14,849,000 | 14,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,967,000 | 2,987,000 | 4,003,000 |
| Interest expense | 104,000 | 206,000 | 309,000 | 405,000 |
| Net interest income | 851,000 | 1,761,000 | 2,678,000 | 3,598,000 |
| Noninterest income | 176,000 | 354,000 | 557,000 | 839,000 |
| Noninterest expense | 782,000 | 1,561,000 | 2,322,000 | 3,029,000 |
| Provision for loan losses | 10,000 | 10,000 | 123,000 | 349,000 |
| Pretax income | 235,000 | 575,000 | 815,000 | 1,084,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 14,000 |
| Net income | 231,000 | 568,000 | 805,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,689,000 | 16,025,000 | 16,262,000 | 15,528,000 |
| Total capital | 16,538,000 | 16,836,000 | 17,134,000 | 16,480,000 |
| Risk-weighted assets | 81,384,000 | 80,407,000 | 81,110,000 | 84,225,000 |