Call reports 2012
NATIONAL BANK OF PETERSBURG — 2012
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,615,000 | 149,740,000 | 147,240,000 | 149,243,000 |
| Total loans | 69,179,000 | 71,089,000 | 67,374,000 | 72,611,000 |
| Allowance for loan losses | 1,103,000 | 994,000 | 776,000 | 842,000 |
| Securities available for sale | 45,484,000 | 48,259,000 | 49,492,000 | 49,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,660,000 | 132,470,000 | 129,566,000 | 132,497,000 |
| Interest-bearing deposits | 109,857,000 | 111,634,000 | 108,407,000 | 109,250,000 |
| Noninterest-bearing deposits | 21,803,000 | 20,836,000 | 21,159,000 | 23,247,000 |
| Equity capital | 14,350,000 | 14,635,000 | 14,995,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,176,000 | 3,239,000 | 4,366,000 |
| Interest expense | 178,000 | 345,000 | 505,000 | 650,000 |
| Net interest income | 919,000 | 1,831,000 | 2,734,000 | 3,716,000 |
| Noninterest income | 226,000 | 414,000 | 632,000 | 909,000 |
| Noninterest expense | 810,000 | 1,575,000 | 2,333,000 | 3,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 335,000 | 670,000 | 1,033,000 | 1,325,000 |
| Income tax | 3,000 | 4,000 | 6,000 | 10,000 |
| Net income | 332,000 | 666,000 | 1,027,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,620,000 | 15,954,000 | 16,314,000 | 15,369,000 |
| Total capital | 16,573,000 | 16,923,000 | 17,090,000 | 16,211,000 |
| Risk-weighted assets | 76,108,000 | 77,489,000 | 75,982,000 | 81,217,000 |