Call reports 2009
NATIONAL BANK OF PETERSBURG — 2009
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 128,403,000 | 132,407,000 | 130,612,000 | 132,989,000 |
| Total loans | 73,476,000 | 75,098,000 | 75,194,000 | 76,228,000 |
| Allowance for loan losses | 1,346,000 | 1,322,000 | 1,114,000 | 1,126,000 |
| Securities available for sale | 41,643,000 | 44,231,000 | 44,535,000 | 43,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,926,000 | 113,721,000 | 111,543,000 | 115,081,000 |
| Interest-bearing deposits | 94,792,000 | 98,645,000 | 97,675,000 | 98,173,000 |
| Noninterest-bearing deposits | 15,134,000 | 15,076,000 | 13,868,000 | 16,909,000 |
| Equity capital | 15,759,000 | 15,973,000 | 16,321,000 | 15,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,056,000 | 4,552,000 | 6,022,000 |
| Interest expense | 434,000 | 859,000 | 1,271,000 | 1,656,000 |
| Net interest income | 1,118,000 | 2,197,000 | 3,281,000 | 4,366,000 |
| Noninterest income | 153,000 | 327,000 | 525,000 | 742,000 |
| Noninterest expense | 811,000 | 1,762,000 | 2,609,000 | 3,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 762,000 | 1,197,000 | 1,568,000 |
| Income tax | 128,000 | 195,000 | 313,000 | 432,000 |
| Net income | 332,000 | 567,000 | 884,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,095,000 | 15,390,000 | 15,768,000 | 15,002,000 |
| Total capital | 16,106,000 | 16,414,000 | 16,788,000 | 16,048,000 |
| Risk-weighted assets | 80,519,000 | 81,640,000 | 81,489,000 | 83,585,000 |