Call reports 2008
NATIONAL BANK OF PETERSBURG — 2008
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 125,280,000 | 125,634,000 | 127,890,000 | 129,318,000 |
| Total loans | 67,732,000 | 69,211,000 | 73,953,000 | 74,921,000 |
| Allowance for loan losses | 1,423,000 | 1,453,000 | 1,210,000 | 1,201,000 |
| Securities available for sale | 46,408,000 | 44,419,000 | 44,075,000 | 43,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,527,000 | 108,020,000 | 105,831,000 | 106,630,000 |
| Interest-bearing deposits | 92,896,000 | 93,960,000 | 92,096,000 | 90,459,000 |
| Noninterest-bearing deposits | 14,631,000 | 14,060,000 | 13,735,000 | 16,171,000 |
| Equity capital | 15,939,000 | 15,188,000 | 15,589,000 | 15,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,253,000 | 4,892,000 | 6,513,000 |
| Interest expense | 655,000 | 1,257,000 | 1,830,000 | 2,343,000 |
| Net interest income | 995,000 | 1,996,000 | 3,062,000 | 4,170,000 |
| Noninterest income | 157,000 | 338,000 | 516,000 | 787,000 |
| Noninterest expense | 815,000 | 1,592,000 | 2,391,000 | 3,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 742,000 | 1,187,000 | 1,765,000 |
| Income tax | 84,000 | 191,000 | 313,000 | 475,000 |
| Net income | 253,000 | 551,000 | 874,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,592,000 | 14,051,000 | 14,439,000 | 13,881,000 |
| Total capital | 15,541,000 | 15,014,000 | 15,458,000 | 14,916,000 |
| Risk-weighted assets | 75,442,000 | 76,545,000 | 81,311,000 | 82,638,000 |