Call reports 2007
NATIONAL BANK OF PETERSBURG — 2007
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 120,457,000 | 119,224,000 | 118,284,000 | 121,291,000 |
| Total loans | 65,321,000 | 67,431,000 | 68,897,000 | 69,758,000 |
| Allowance for loan losses | 1,324,000 | 1,337,000 | 1,520,000 | 1,342,000 |
| Securities available for sale | 42,162,000 | 40,805,000 | 39,739,000 | 39,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,959,000 | 101,647,000 | 99,973,000 | 104,181,000 |
| Interest-bearing deposits | 87,668,000 | 87,593,000 | 86,909,000 | 88,908,000 |
| Noninterest-bearing deposits | 15,291,000 | 14,054,000 | 13,064,000 | 15,273,000 |
| Equity capital | 15,618,000 | 14,229,000 | 14,839,000 | 15,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,201,000 | 4,873,000 | 6,546,000 |
| Interest expense | 570,000 | 1,181,000 | 1,828,000 | 2,495,000 |
| Net interest income | 1,004,000 | 2,020,000 | 3,045,000 | 4,051,000 |
| Noninterest income | 157,000 | 338,000 | 516,000 | 764,000 |
| Noninterest expense | 787,000 | 1,600,000 | 2,421,000 | 3,281,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 758,000 | 1,140,000 | 1,534,000 |
| Income tax | 83,000 | 152,000 | 264,000 | 177,000 |
| Net income | 291,000 | 606,000 | 876,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,533,000 | 13,410,000 | 13,740,000 | 14,280,000 |
| Total capital | 15,454,000 | 14,340,000 | 14,683,000 | 15,247,000 |
| Risk-weighted assets | 73,269,000 | 74,003,000 | 74,880,000 | 76,974,000 |