Call reports 2005
NATIONAL BANK OF PETERSBURG — 2005
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,211,000 | 126,916,000 | 124,710,000 | 120,511,000 |
| Total loans | 67,686,000 | 69,094,000 | 70,261,000 | 70,276,000 |
| Allowance for loan losses | 1,208,000 | 1,275,000 | 1,281,000 | 1,463,000 |
| Securities available for sale | 50,181,000 | 47,327,000 | 43,599,000 | 38,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,319,000 | 108,125,000 | 104,076,000 | 102,003,000 |
| Interest-bearing deposits | 98,050,000 | 94,659,000 | 90,084,000 | 88,145,000 |
| Noninterest-bearing deposits | 14,269,000 | 13,466,000 | 13,992,000 | 13,858,000 |
| Equity capital | 15,582,000 | 16,002,000 | 15,375,000 | 15,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,072,000 | 4,582,000 | 6,033,000 |
| Interest expense | 389,000 | 778,000 | 1,193,000 | 1,596,000 |
| Net interest income | 1,232,000 | 2,294,000 | 3,389,000 | 4,437,000 |
| Noninterest income | 165,000 | 333,000 | 521,000 | 789,000 |
| Noninterest expense | 850,000 | 1,722,000 | 2,536,000 | 3,447,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 280,000 |
| Pretax income | 502,000 | 801,000 | 1,225,000 | 1,485,000 |
| Income tax | 142,000 | 199,000 | 314,000 | 338,000 |
| Net income | 360,000 | 602,000 | 911,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,334,000 | 14,637,000 | 14,165,000 | 14,430,000 |
| Total capital | 15,292,000 | 15,601,000 | 15,135,000 | 15,390,000 |
| Risk-weighted assets | 76,401,000 | 76,847,000 | 77,281,000 | 76,308,000 |