Call reports 2004
NATIONAL BANK OF PETERSBURG — 2004
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,613,000 | 132,784,000 | 128,930,000 | 129,568,000 |
| Total loans | 70,643,000 | 69,750,000 | 68,997,000 | 67,050,000 |
| Allowance for loan losses | 1,185,000 | 1,289,000 | 1,226,000 | 1,167,000 |
| Securities available for sale | 50,005,000 | 50,277,000 | 49,108,000 | 49,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,311,000 | 115,726,000 | 111,251,000 | 111,884,000 |
| Interest-bearing deposits | 103,369,000 | 102,080,000 | 98,963,000 | 98,088,000 |
| Noninterest-bearing deposits | 12,942,000 | 13,646,000 | 12,288,000 | 13,796,000 |
| Equity capital | 15,655,000 | 15,360,000 | 15,248,000 | 15,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,117,000 | 4,634,000 | 6,262,000 |
| Interest expense | 483,000 | 916,000 | 1,339,000 | 1,743,000 |
| Net interest income | 1,092,000 | 2,201,000 | 3,295,000 | 4,519,000 |
| Noninterest income | 170,000 | 344,000 | 538,000 | 766,000 |
| Noninterest expense | 889,000 | 1,805,000 | 2,717,000 | 3,519,000 |
| Provision for loan losses | 380,000 | 470,000 | 560,000 | 560,000 |
| Pretax income | 0 | 264,000 | 541,000 | 1,341,000 |
| Income tax | -67,000 | -31,000 | 8,000 | 262,000 |
| Net income | 67,000 | 295,000 | 533,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,488,000 | 13,751,000 | 13,324,000 | 13,916,000 |
| Total capital | 14,521,000 | 14,756,000 | 14,314,000 | 14,877,000 |
| Risk-weighted assets | 82,650,000 | 80,078,000 | 78,971,000 | 76,655,000 |