Call reports 2003
NATIONAL BANK OF PETERSBURG — 2003
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,276,000 | 137,256,000 | 133,477,000 | 132,721,000 |
| Total loans | 76,787,000 | 75,855,000 | 76,074,000 | 73,901,000 |
| Allowance for loan losses | 1,921,000 | 1,988,000 | 1,644,000 | 1,607,000 |
| Securities available for sale | 42,824,000 | 44,640,000 | 46,001,000 | 45,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,640,000 | 120,066,000 | 116,668,000 | 115,715,000 |
| Interest-bearing deposits | 105,587,000 | 107,108,000 | 104,351,000 | 103,047,000 |
| Noninterest-bearing deposits | 12,053,000 | 12,958,000 | 12,317,000 | 12,668,000 |
| Equity capital | 16,112,000 | 15,742,000 | 15,435,000 | 15,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,573,000 | 5,214,000 | 6,827,000 |
| Interest expense | 698,000 | 1,351,000 | 1,949,000 | 2,478,000 |
| Net interest income | 1,117,000 | 2,222,000 | 3,265,000 | 4,349,000 |
| Noninterest income | 169,000 | 355,000 | 543,000 | 755,000 |
| Noninterest expense | 833,000 | 1,684,000 | 2,547,000 | 3,531,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 469,000 | 935,000 | 1,305,000 | 1,613,000 |
| Income tax | 152,000 | 276,000 | 240,000 | 298,000 |
| Net income | 317,000 | 659,000 | 1,065,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,417,000 | 13,089,000 | 13,052,000 | 13,362,000 |
| Total capital | 14,507,000 | 14,182,000 | 14,148,000 | 14,438,000 |
| Risk-weighted assets | 86,135,000 | 86,366,000 | 87,102,000 | 85,544,000 |