Call reports 2002
NATIONAL BANK OF PETERSBURG — 2002
What NATIONAL BANK OF PETERSBURG reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,969,000 | 132,756,000 | 128,160,000 | 131,521,000 |
| Total loans | 79,396,000 | 80,026,000 | 80,155,000 | 80,155,000 |
| Allowance for loan losses | 1,828,000 | 1,911,000 | 1,964,000 | 1,953,000 |
| Securities available for sale | 37,628,000 | 36,262,000 | 37,750,000 | 38,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,811,000 | 116,005,000 | 110,959,000 | 114,154,000 |
| Interest-bearing deposits | 102,926,000 | 102,942,000 | 100,158,000 | 102,944,000 |
| Noninterest-bearing deposits | 11,885,000 | 13,063,000 | 10,801,000 | 11,210,000 |
| Equity capital | 15,577,000 | 15,305,000 | 15,839,000 | 15,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,163,000 | 6,154,000 | 7,855,000 |
| Interest expense | 908,000 | 1,754,000 | 2,544,000 | 3,297,000 |
| Net interest income | 1,266,000 | 2,409,000 | 3,610,000 | 4,558,000 |
| Noninterest income | 160,000 | 359,000 | 570,000 | 799,000 |
| Noninterest expense | 803,000 | 1,607,000 | 2,482,000 | 3,399,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 405,000 |
| Pretax income | 599,000 | 1,051,000 | 1,500,000 | 1,663,000 |
| Income tax | 181,000 | 315,000 | 404,000 | 432,000 |
| Net income | 418,000 | 736,000 | 1,096,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,897,000 | 12,425,000 | 12,845,000 | 13,040,000 |
| Total capital | 13,937,000 | 13,522,000 | 13,938,000 | 14,093,000 |
| Risk-weighted assets | 82,434,000 | 86,972,000 | 86,587,000 | 83,144,000 |