Call reports 2025
FIRST STATE BANK, THE — 2025
What FIRST STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 835,489,000 | 812,607,000 | 845,840,000 | 878,760,000 |
| Total loans | 578,060,000 | 600,181,000 | 621,333,000 | 632,561,000 |
| Allowance for loan losses | 7,780,000 | 8,057,000 | 8,140,000 | 7,959,000 |
| Securities available for sale | 167,880,000 | 163,912,000 | 161,095,000 | 159,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,864,000 | 735,520,000 | 762,304,000 | 792,816,000 |
| Interest-bearing deposits | 735,097,000 | 709,870,000 | 737,888,000 | 774,769,000 |
| Noninterest-bearing deposits | 25,767,000 | 25,650,000 | 24,416,000 | 18,047,000 |
| Equity capital | 67,505,000 | 69,552,000 | 75,555,000 | 78,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,840,000 | 23,690,000 | 36,217,000 | 49,149,000 |
| Interest expense | 1,862,000 | 3,682,000 | 5,588,000 | 7,630,000 |
| Net interest income | 9,978,000 | 20,008,000 | 30,629,000 | 41,519,000 |
| Noninterest income | 1,490,000 | 3,646,000 | 5,091,000 | 6,612,000 |
| Noninterest expense | 5,917,000 | 11,959,000 | 18,009,000 | 24,309,000 |
| Provision for loan losses | 277,000 | 652,000 | 851,000 | 1,103,000 |
| Pretax income | 5,180,000 | 10,864,000 | 16,750,000 | 22,580,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,180,000 | 10,864,000 | 16,750,000 | 22,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,644,000 | 90,333,000 | 91,901,000 | 93,607,000 |