Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 518,768,000 | 587,961,000 | 613,346,000 | 604,965,000 |
| Total loans | 387,664,000 | 440,055,000 | 458,684,000 | 431,880,000 |
| Allowance for loan losses | 4,733,000 | 5,226,000 | 5,656,000 | 5,716,000 |
| Securities available for sale | 87,224,000 | 77,282,000 | 76,927,000 | 119,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,301,000 | 531,268,000 | 555,120,000 | 545,932,000 |
| Interest-bearing deposits | 441,762,000 | 498,673,000 | 524,031,000 | 513,674,000 |
| Noninterest-bearing deposits | 24,539,000 | 32,595,000 | 31,089,000 | 32,258,000 |
| Equity capital | 49,754,000 | 52,466,000 | 54,249,000 | 55,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,823,000 | 14,324,000 | 21,996,000 | 29,472,000 |
| Interest expense | 356,000 | 664,000 | 932,000 | 1,178,000 |
| Net interest income | 6,467,000 | 13,660,000 | 21,064,000 | 28,294,000 |
| Noninterest income | 1,010,000 | 1,769,000 | 2,672,000 | 3,677,000 |
| Noninterest expense | 4,077,000 | 8,263,000 | 12,331,000 | 17,255,000 |
| Provision for loan losses | 342,000 | 834,000 | 1,284,000 | 1,434,000 |
| Pretax income | 3,109,000 | 6,483,000 | 10,272,000 | 13,433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,109,000 | 6,483,000 | 10,272,000 | 13,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,825,000 | 49,416,000 | 51,158,000 | 53,219,000 |