Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 482,877,000 | 481,832,000 | 499,645,000 | 518,824,000 |
| Total loans | 327,008,000 | 348,974,000 | 372,189,000 | 362,322,000 |
| Allowance for loan losses | 3,941,000 | 4,149,000 | 4,544,000 | 4,507,000 |
| Securities available for sale | 107,164,000 | 101,570,000 | 86,964,000 | 98,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,283,000 | 429,492,000 | 448,335,000 | 466,680,000 |
| Interest-bearing deposits | 408,204,000 | 420,303,000 | 417,584,000 | 450,159,000 |
| Noninterest-bearing deposits | 28,079,000 | 9,189,000 | 30,751,000 | 16,521,000 |
| Equity capital | 43,669,000 | 46,466,000 | 47,687,000 | 48,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,954,000 | 12,261,000 | 19,094,000 | 25,920,000 |
| Interest expense | 349,000 | 716,000 | 1,098,000 | 1,462,000 |
| Net interest income | 5,605,000 | 11,545,000 | 17,996,000 | 24,458,000 |
| Noninterest income | 986,000 | 2,088,000 | 3,048,000 | 4,246,000 |
| Noninterest expense | 3,917,000 | 8,022,000 | 11,896,000 | 16,104,000 |
| Provision for loan losses | 150,000 | 400,000 | 821,000 | 871,000 |
| Pretax income | 2,530,000 | 5,244,000 | 8,372,000 | 11,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,530,000 | 5,244,000 | 8,372,000 | 11,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,161,000 | 44,321,000 | 45,519,000 | 46,824,000 |
| Total capital | 47,102,000 | 48,470,000 | 50,063,000 | 51,331,000 |
| Risk-weighted assets | 360,845,000 | 371,765,000 | 408,188,000 | 392,573,000 |