Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 365,578,000 | 375,753,000 | 368,561,000 | 378,304,000 |
| Total loans | 261,801,000 | 277,416,000 | 277,102,000 | 260,963,000 |
| Allowance for loan losses | 3,025,000 | 3,167,000 | 3,327,000 | 3,355,000 |
| Securities available for sale | 80,998,000 | 74,954,000 | 64,888,000 | 69,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,290,000 | 333,945,000 | 328,450,000 | 342,915,000 |
| Interest-bearing deposits | 309,366,000 | 312,764,000 | 306,960,000 | 321,697,000 |
| Noninterest-bearing deposits | 21,924,000 | 21,181,000 | 21,490,000 | 21,218,000 |
| Equity capital | 32,465,000 | 33,058,000 | 34,620,000 | 33,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,996,000 | 8,133,000 | 12,422,000 | 16,574,000 |
| Interest expense | 113,000 | 261,000 | 413,000 | 551,000 |
| Net interest income | 3,883,000 | 7,872,000 | 12,009,000 | 16,023,000 |
| Noninterest income | 691,000 | 1,399,000 | 2,108,000 | 2,866,000 |
| Noninterest expense | 3,027,000 | 5,931,000 | 8,841,000 | 11,942,000 |
| Provision for loan losses | 180,000 | 360,000 | 600,000 | 660,000 |
| Pretax income | 1,367,000 | 3,002,000 | 4,765,000 | 6,376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,367,000 | 3,002,000 | 4,765,000 | 6,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,363,000 | 31,715,000 | 33,291,000 | 33,773,000 |
| Total capital | 34,388,000 | 34,882,000 | 36,618,000 | 37,128,000 |
| Risk-weighted assets | 284,765,000 | 292,677,000 | 295,139,000 | 289,901,000 |