Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 352,188,000 | 362,499,000 | 362,581,000 | 370,210,000 |
| Total loans | 245,699,000 | 260,660,000 | 260,740,000 | 254,501,000 |
| Allowance for loan losses | 2,744,000 | 2,829,000 | 2,921,000 | 2,900,000 |
| Securities available for sale | 82,867,000 | 80,605,000 | 78,097,000 | 82,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,606,000 | 320,523,000 | 328,928,000 | 336,575,000 |
| Interest-bearing deposits | 212,278,000 | 214,998,000 | 217,125,000 | 223,380,000 |
| Noninterest-bearing deposits | 108,328,000 | 105,525,000 | 111,803,000 | 113,195,000 |
| Equity capital | 29,081,000 | 29,402,000 | 31,485,000 | 31,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,819,000 | 7,750,000 | 11,878,000 | 15,872,000 |
| Interest expense | 110,000 | 229,000 | 353,000 | 469,000 |
| Net interest income | 3,709,000 | 7,521,000 | 11,525,000 | 15,403,000 |
| Noninterest income | 633,000 | 1,295,000 | 2,014,000 | 2,722,000 |
| Noninterest expense | 2,823,000 | 5,858,000 | 8,802,000 | 11,855,000 |
| Provision for loan losses | 80,000 | 204,000 | 326,000 | 366,000 |
| Pretax income | 1,439,000 | 2,754,000 | 4,411,000 | 5,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,439,000 | 2,754,000 | 4,411,000 | 5,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,393,000 | 29,173,000 | 30,746,000 | 31,109,000 |
| Total capital | 31,137,000 | 32,002,000 | 33,667,000 | 34,009,000 |
| Risk-weighted assets | 277,420,000 | 291,679,000 | 294,707,000 | 290,999,000 |