Call reports 2014
FIRST STATE BANK, THE — 2014
What FIRST STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 326,915,000 | 342,669,000 | 347,172,000 | 358,236,000 |
| Total loans | 206,294,000 | 231,651,000 | 243,362,000 | 240,783,000 |
| Allowance for loan losses | 2,407,000 | 2,697,000 | 3,052,000 | 2,687,000 |
| Securities available for sale | 99,873,000 | 92,203,000 | 75,430,000 | 84,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,128,000 | 296,941,000 | 316,933,000 | 326,933,000 |
| Interest-bearing deposits | 273,975,000 | 274,942,000 | 292,767,000 | 300,211,000 |
| Noninterest-bearing deposits | 24,154,000 | 21,999,000 | 24,166,000 | 26,722,000 |
| Equity capital | 26,336,000 | 27,007,000 | 27,507,000 | 28,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,587,000 | 7,369,000 | 11,336,000 | 15,218,000 |
| Interest expense | 127,000 | 265,000 | 411,000 | 522,000 |
| Net interest income | 3,460,000 | 7,104,000 | 10,925,000 | 14,696,000 |
| Noninterest income | 750,000 | 1,577,000 | 2,343,000 | 3,066,000 |
| Noninterest expense | 2,859,000 | 5,696,000 | 8,519,000 | 11,551,000 |
| Provision for loan losses | 201,000 | 508,000 | 884,000 | 584,000 |
| Pretax income | 1,173,000 | 2,527,000 | 3,982,000 | 5,744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,173,000 | 2,527,000 | 3,982,000 | 5,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,306,000 | 26,784,000 | 27,297,000 | 27,943,000 |
| Total capital | 28,713,000 | 29,481,000 | 30,349,000 | 30,630,000 |
| Risk-weighted assets | 231,975,000 | 253,447,000 | 272,358,000 | 266,868,000 |