Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 320,076,000 | 323,088,000 | 324,334,000 | 332,395,000 |
| Total loans | 179,147,000 | 198,124,000 | 194,768,000 | 194,150,000 |
| Allowance for loan losses | 2,089,000 | 2,194,000 | 2,264,000 | 2,214,000 |
| Securities available for sale | 121,987,000 | 105,022,000 | 106,329,000 | 118,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,537,000 | 296,980,000 | 297,052,000 | 305,123,000 |
| Interest-bearing deposits | 270,618,000 | 273,867,000 | 274,052,000 | 281,312,000 |
| Noninterest-bearing deposits | 20,918,000 | 23,113,000 | 23,000,000 | 23,811,000 |
| Equity capital | 27,697,000 | 25,022,000 | 24,869,000 | 24,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 7,074,000 | 10,790,000 | 14,377,000 |
| Interest expense | 134,000 | 272,000 | 410,000 | 537,000 |
| Net interest income | 3,298,000 | 6,802,000 | 10,380,000 | 13,840,000 |
| Noninterest income | 599,000 | 1,267,000 | 2,013,000 | 2,806,000 |
| Noninterest expense | 2,540,000 | 5,134,000 | 7,865,000 | 10,924,000 |
| Provision for loan losses | 160,000 | 280,000 | 372,000 | 372,000 |
| Pretax income | 1,260,000 | 2,811,000 | 4,306,000 | 5,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,260,000 | 2,811,000 | 4,306,000 | 5,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,928,000 | 25,610,000 | 26,002,000 | 25,924,000 |
| Total capital | 27,017,000 | 27,804,000 | 28,266,000 | 28,138,000 |
| Risk-weighted assets | 204,052,000 | 215,332,000 | 212,441,000 | 224,371,000 |