Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 215,723,000 | 214,634,000 | 219,758,000 | 228,363,000 |
| Total loans | 129,779,000 | 138,334,000 | 138,999,000 | 133,285,000 |
| Allowance for loan losses | 960,000 | 1,002,000 | 1,355,000 | 1,295,000 |
| Securities available for sale | 56,313,000 | 55,941,000 | 54,086,000 | 75,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,958,000 | 192,433,000 | 199,245,000 | 208,073,000 |
| Interest-bearing deposits | 188,865,000 | 185,414,000 | 194,092,000 | 204,052,000 |
| Noninterest-bearing deposits | 8,093,000 | 7,019,000 | 5,154,000 | 4,022,000 |
| Equity capital | 18,197,000 | 17,760,000 | 19,611,000 | 19,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,208,000 | 9,491,000 | 12,638,000 |
| Interest expense | 605,000 | 1,125,000 | 1,645,000 | 2,170,000 |
| Net interest income | 2,478,000 | 5,083,000 | 7,846,000 | 10,468,000 |
| Noninterest income | 559,000 | 1,171,000 | 1,825,000 | 2,487,000 |
| Noninterest expense | 1,836,000 | 3,850,000 | 5,851,000 | 8,249,000 |
| Provision for loan losses | 180,000 | 360,000 | 420,000 | 420,000 |
| Pretax income | 1,021,000 | 2,044,000 | 3,400,000 | 4,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,021,000 | 2,044,000 | 3,400,000 | 4,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,317,000 | 16,570,000 | 17,351,000 | 17,357,000 |
| Total capital | 17,277,000 | 17,572,000 | 18,706,000 | 18,652,000 |
| Risk-weighted assets | 140,245,000 | 146,502,000 | 147,632,000 | 145,037,000 |