Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 187,631,000 | 195,423,000 | 212,212,000 | 212,545,000 |
| Total loans | 120,375,000 | 135,567,000 | 133,965,000 | 128,257,000 |
| Allowance for loan losses | 965,000 | 1,036,000 | 1,408,000 | 897,000 |
| Securities available for sale | 46,391,000 | 42,623,000 | 47,641,000 | 53,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,638,000 | 180,323,000 | 195,649,000 | 194,468,000 |
| Interest-bearing deposits | 159,487,000 | 167,376,000 | 182,805,000 | 183,321,000 |
| Noninterest-bearing deposits | 12,152,000 | 12,948,000 | 12,843,000 | 11,147,000 |
| Equity capital | 15,330,000 | 14,449,000 | 15,805,000 | 17,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,011,000 | 6,180,000 | 9,458,000 | 12,641,000 |
| Interest expense | 921,000 | 1,784,000 | 2,606,000 | 3,374,000 |
| Net interest income | 2,090,000 | 4,396,000 | 6,852,000 | 9,267,000 |
| Noninterest income | 549,000 | 1,108,000 | 1,714,000 | 2,343,000 |
| Noninterest expense | 1,862,000 | 3,738,000 | 5,587,000 | 7,526,000 |
| Provision for loan losses | 120,000 | 280,000 | 683,000 | 1,068,000 |
| Pretax income | 644,000 | 1,473,000 | 2,283,000 | 3,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 644,000 | 1,473,000 | 2,283,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,225,000 | 14,581,000 | 15,404,000 | 15,859,000 |
| Total capital | 15,190,000 | 15,617,000 | 16,812,000 | 16,756,000 |
| Risk-weighted assets | 124,380,000 | 142,006,000 | 140,662,000 | 138,592,000 |