Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 167,308,000 | 175,120,000 | 179,310,000 | 180,372,000 |
| Total loans | 101,943,000 | 114,378,000 | 117,012,000 | 116,677,000 |
| Allowance for loan losses | 666,000 | 696,000 | 789,000 | 842,000 |
| Securities available for sale | 51,118,000 | 47,112,000 | 47,062,000 | 46,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,968,000 | 157,364,000 | 165,200,000 | 164,907,000 |
| Interest-bearing deposits | 105,803,000 | 107,973,000 | 113,103,000 | 116,295,000 |
| Noninterest-bearing deposits | 48,165,000 | 49,391,000 | 52,096,000 | 48,611,000 |
| Equity capital | 12,863,000 | 11,934,000 | 13,533,000 | 14,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,737,000 | 8,890,000 | 12,007,000 |
| Interest expense | 804,000 | 1,685,000 | 2,684,000 | 3,650,000 |
| Net interest income | 1,977,000 | 4,052,000 | 6,206,000 | 8,357,000 |
| Noninterest income | 514,000 | 1,073,000 | 1,685,000 | 2,254,000 |
| Noninterest expense | 1,511,000 | 2,986,000 | 4,542,000 | 6,502,000 |
| Provision for loan losses | 90,000 | 180,000 | 315,000 | 460,000 |
| Pretax income | 890,000 | 1,922,000 | 2,997,000 | 3,612,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 890,000 | 1,922,000 | 2,997,000 | 3,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,327,000 | 13,233,000 | 13,751,000 | 14,381,000 |
| Total capital | 13,993,000 | 13,929,000 | 14,540,000 | 15,223,000 |
| Risk-weighted assets | 112,150,000 | 123,337,000 | 126,762,000 | 125,874,000 |