Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,904,000 | 157,470,000 | 163,300,000 | 164,205,000 |
| Total loans | 93,593,000 | 99,873,000 | 100,504,000 | 96,666,000 |
| Allowance for loan losses | 697,000 | 655,000 | 617,000 | 649,000 |
| Securities available for sale | 51,632,000 | 47,036,000 | 46,643,000 | 50,205,000 |
| Securities held to maturity | 26,000 | 26,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,750,000 | 145,203,000 | 150,862,000 | 151,022,000 |
| Interest-bearing deposits | 100,531,000 | 99,466,000 | 99,746,000 | 101,359,000 |
| Noninterest-bearing deposits | 46,219,000 | 45,736,000 | 51,116,000 | 49,663,000 |
| Equity capital | 10,666,000 | 10,780,000 | 11,460,000 | 12,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,972,000 | 7,701,000 | 10,424,000 |
| Interest expense | 562,000 | 1,216,000 | 1,946,000 | 2,697,000 |
| Net interest income | 1,823,000 | 3,756,000 | 5,755,000 | 7,727,000 |
| Noninterest income | 474,000 | 1,003,000 | 1,615,000 | 2,124,000 |
| Noninterest expense | 1,487,000 | 3,084,000 | 4,616,000 | 6,307,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 145,000 |
| Pretax income | 719,000 | 1,584,000 | 2,588,000 | 3,319,000 |
| Income tax | 0 | 12,000 | 17,000 | 23,000 |
| Net income | 719,000 | 1,572,000 | 2,571,000 | 3,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,402,000 | 12,275,000 | 12,310,000 | 13,052,000 |
| Total capital | 12,099,000 | 12,930,000 | 12,927,000 | 13,701,000 |
| Risk-weighted assets | 103,629,000 | 107,468,000 | 114,805,000 | 104,307,000 |