Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 136,905,000 | 135,039,000 | 140,640,000 | 152,454,000 |
| Total loans | 80,058,000 | 88,349,000 | 92,305,000 | 90,181,000 |
| Allowance for loan losses | 756,000 | 833,000 | 818,000 | 748,000 |
| Securities available for sale | 42,162,000 | 40,052,000 | 38,063,000 | 44,488,000 |
| Securities held to maturity | 87,000 | 32,000 | 31,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,237,000 | 123,237,000 | 129,297,000 | 140,563,000 |
| Interest-bearing deposits | 89,462,000 | 87,673,000 | 89,085,000 | 95,712,000 |
| Noninterest-bearing deposits | 36,775,000 | 35,564,000 | 40,213,000 | 44,851,000 |
| Equity capital | 10,394,000 | 10,654,000 | 10,822,000 | 11,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,949,000 | 6,135,000 | 8,382,000 |
| Interest expense | 300,000 | 659,000 | 1,069,000 | 1,558,000 |
| Net interest income | 1,593,000 | 3,290,000 | 5,066,000 | 6,824,000 |
| Noninterest income | 512,000 | 1,010,000 | 1,531,000 | 2,106,000 |
| Noninterest expense | 1,204,000 | 2,515,000 | 3,828,000 | 5,457,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 821,000 | 1,645,000 | 2,628,000 | 3,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,645,000 | 2,628,000 | 3,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,077,000 | 11,061,000 | 11,471,000 | 11,830,000 |
| Total capital | 11,833,000 | 11,894,000 | 12,289,000 | 12,578,000 |
| Risk-weighted assets | 87,458,000 | 93,549,000 | 97,490,000 | 99,706,000 |