Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,890,000 | 121,421,000 | 122,683,000 | 125,823,000 |
| Total loans | 67,032,000 | 73,202,000 | 72,775,000 | 68,376,000 |
| Allowance for loan losses | 841,000 | 722,000 | 789,000 | 720,000 |
| Securities available for sale | 32,075,000 | 28,184,000 | 29,438,000 | 36,503,000 |
| Securities held to maturity | 1,779,000 | 1,644,000 | 1,642,000 | 1,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,117,000 | 110,428,000 | 111,571,000 | 114,548,000 |
| Interest-bearing deposits | 79,276,000 | 80,165,000 | 79,557,000 | 80,455,000 |
| Noninterest-bearing deposits | 30,841,000 | 30,264,000 | 32,014,000 | 34,093,000 |
| Equity capital | 10,353,000 | 10,597,000 | 10,717,000 | 10,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,442,000 | 5,190,000 | 6,865,000 |
| Interest expense | 356,000 | 688,000 | 970,000 | 1,233,000 |
| Net interest income | 1,352,000 | 2,754,000 | 4,220,000 | 5,632,000 |
| Noninterest income | 313,000 | 648,000 | 994,000 | 1,305,000 |
| Noninterest expense | 1,131,000 | 2,221,000 | 3,391,000 | 4,743,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 460,000 |
| Pretax income | 437,000 | 934,000 | 1,426,000 | 1,737,000 |
| Income tax | 146,000 | 317,000 | 484,000 | 589,000 |
| Net income | 291,000 | 617,000 | 942,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,871,000 | 10,198,000 | 10,522,000 | 9,929,000 |
| Total capital | 10,712,000 | 10,920,000 | 11,311,000 | 10,649,000 |
| Risk-weighted assets | 68,384,000 | 73,724,000 | 72,835,000 | 71,371,000 |