Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,613,000 | 111,806,000 | 115,772,000 | 117,894,000 |
| Total loans | 61,248,000 | 66,705,000 | 66,557,000 | 63,225,000 |
| Allowance for loan losses | 638,000 | 661,000 | 841,000 | 797,000 |
| Securities available for sale | 37,977,000 | 36,543,000 | 34,442,000 | 35,506,000 |
| Securities held to maturity | 1,783,000 | 1,659,000 | 1,555,000 | 1,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,652,000 | 101,131,000 | 104,560,000 | 106,605,000 |
| Interest-bearing deposits | 76,329,000 | 74,646,000 | 75,610,000 | 76,783,000 |
| Noninterest-bearing deposits | 28,323,000 | 26,485,000 | 28,950,000 | 29,822,000 |
| Equity capital | 9,427,000 | 10,174,000 | 10,742,000 | 10,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,807,000 | 5,737,000 | 7,500,000 |
| Interest expense | 533,000 | 1,003,000 | 1,438,000 | 1,832,000 |
| Net interest income | 1,367,000 | 2,804,000 | 4,299,000 | 5,668,000 |
| Noninterest income | 303,000 | 638,000 | 965,000 | 1,301,000 |
| Noninterest expense | 1,099,000 | 2,240,000 | 3,302,000 | 4,608,000 |
| Provision for loan losses | 105,000 | 175,000 | 425,000 | 575,000 |
| Pretax income | 466,000 | 1,027,000 | 1,537,000 | 1,786,000 |
| Income tax | 158,000 | 349,000 | 523,000 | 532,000 |
| Net income | 308,000 | 678,000 | 1,014,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,535,000 | 9,906,000 | 10,243,000 | 9,580,000 |
| Total capital | 10,173,000 | 10,567,000 | 11,075,000 | 10,377,000 |
| Risk-weighted assets | 64,398,000 | 65,119,000 | 66,583,000 | 65,910,000 |