Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 103,458,000 | 103,784,000 | 111,984,000 | 115,389,000 |
| Total loans | 54,641,000 | 61,970,000 | 58,785,000 | 58,094,000 |
| Allowance for loan losses | 587,000 | 667,000 | 560,000 | 617,000 |
| Securities available for sale | 24,418,000 | 27,089,000 | 28,761,000 | 41,290,000 |
| Securities held to maturity | 2,564,000 | 2,631,000 | 2,544,000 | 2,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,521,000 | 93,424,000 | 101,475,000 | 104,841,000 |
| Interest-bearing deposits | 68,353,000 | 69,295,000 | 74,451,000 | 75,990,000 |
| Noninterest-bearing deposits | 25,168,000 | 24,129,000 | 27,024,000 | 28,851,000 |
| Equity capital | 9,353,000 | 9,724,000 | 10,185,000 | 9,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 4,056,000 | 6,112,000 | 8,090,000 |
| Interest expense | 705,000 | 1,441,000 | 2,162,000 | 2,788,000 |
| Net interest income | 1,260,000 | 2,615,000 | 3,950,000 | 5,302,000 |
| Noninterest income | 270,000 | 555,000 | 833,000 | 1,193,000 |
| Noninterest expense | 861,000 | 1,816,000 | 2,846,000 | 4,057,000 |
| Provision for loan losses | 30,000 | 130,000 | 160,000 | 269,000 |
| Pretax income | 639,000 | 1,224,000 | 1,777,000 | 2,169,000 |
| Income tax | 194,000 | 408,000 | 655,000 | 791,000 |
| Net income | 445,000 | 816,000 | 1,122,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,565,000 | 9,872,000 | 9,227,000 |
| Total capital | 9,781,000 | 10,232,000 | 10,432,000 | 9,844,000 |
| Risk-weighted assets | 62,880,000 | 68,285,000 | 59,766,000 | 62,037,000 |