Call reports 2010
AMERICAN STATE BANK — 2010
What AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,486,127,000 | 2,486,723,000 | 2,501,627,000 | 2,687,035,000 |
| Total loans | 1,047,465,000 | 1,081,277,000 | 1,103,508,000 | 1,096,265,000 |
| Allowance for loan losses | 16,250,000 | 16,750,000 | 17,500,000 | 18,450,000 |
| Securities available for sale | 201,520,000 | 216,112,000 | 218,669,000 | 285,748,000 |
| Securities held to maturity | 950,473,000 | 955,027,000 | 951,704,000 | 939,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,982,565,000 | 1,971,156,000 | 1,974,971,000 | 2,157,096,000 |
| Interest-bearing deposits | 1,815,162,000 | 1,804,132,000 | 1,802,368,000 | 1,934,748,000 |
| Noninterest-bearing deposits | 167,403,000 | 167,024,000 | 172,603,000 | 222,348,000 |
| Equity capital | 236,979,000 | 249,344,000 | 257,388,000 | 244,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 26,832,000 | 54,186,000 | 81,580,000 | 108,188,000 |
| Interest expense | 4,913,000 | 9,877,000 | 14,518,000 | 18,759,000 |
| Net interest income | 21,919,000 | 44,309,000 | 67,062,000 | 89,429,000 |
| Noninterest income | 8,195,000 | 17,686,000 | 27,327,000 | 36,743,000 |
| Noninterest expense | 15,316,000 | 32,271,000 | 50,332,000 | 68,614,000 |
| Provision for loan losses | 1,121,000 | 1,879,000 | 4,625,000 | 6,429,000 |
| Pretax income | 13,677,000 | 27,845,000 | 40,114,000 | 52,138,000 |
| Income tax | 3,905,000 | 8,819,000 | 12,264,000 | 15,415,000 |
| Net income | 9,772,000 | 19,026,000 | 27,850,000 | 36,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,897,000 | 221,163,000 | 224,999,000 | 218,885,000 |
| Total capital | 228,147,000 | 237,913,000 | 242,189,000 | 236,073,000 |
| Risk-weighted assets | 1,357,083,000 | 1,376,153,000 | 1,374,917,000 | 1,373,761,000 |