Call reports 2009
AMERICAN STATE BANK — 2009
What AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,244,737,000 | 2,267,234,000 | 2,341,593,000 | 2,404,212,000 |
| Total loans | 988,932,000 | 1,023,637,000 | 1,061,004,000 | 1,058,125,000 |
| Allowance for loan losses | 14,200,000 | 17,000,000 | 18,900,000 | 15,500,000 |
| Securities available for sale | 141,165,000 | 174,976,000 | 172,879,000 | 209,235,000 |
| Securities held to maturity | 875,410,000 | 883,360,000 | 886,030,000 | 940,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,792,610,000 | 1,800,538,000 | 1,849,798,000 | 1,931,829,000 |
| Interest-bearing deposits | 1,630,392,000 | 1,643,848,000 | 1,691,356,000 | 1,757,497,000 |
| Noninterest-bearing deposits | 162,218,000 | 156,690,000 | 158,442,000 | 174,332,000 |
| Equity capital | 219,018,000 | 223,136,000 | 232,871,000 | 226,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 25,663,000 | 51,858,000 | 78,165,000 | 105,254,000 |
| Interest expense | 5,806,000 | 11,467,000 | 16,891,000 | 22,206,000 |
| Net interest income | 19,857,000 | 40,391,000 | 61,274,000 | 83,048,000 |
| Noninterest income | 7,861,000 | 17,359,000 | 26,024,000 | 34,853,000 |
| Noninterest expense | 15,546,000 | 31,586,000 | 48,102,000 | 64,397,000 |
| Provision for loan losses | 1,460,000 | 6,327,000 | 9,586,000 | 12,992,000 |
| Pretax income | 10,712,000 | 20,777,000 | 30,722,000 | 41,624,000 |
| Income tax | 3,032,000 | 6,048,000 | 8,914,000 | 12,085,000 |
| Net income | 7,680,000 | 14,729,000 | 21,808,000 | 29,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,218,000 | 200,278,000 | 207,369,000 | 202,113,000 |
| Total capital | 207,418,000 | 216,689,000 | 223,966,000 | 217,613,000 |
| Risk-weighted assets | 1,293,423,000 | 1,312,256,000 | 1,325,426,000 | 1,352,976,000 |