Call reports 2008
AMERICAN STATE BANK — 2008
What AMERICAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,095,007,000 | 2,075,797,000 | 2,160,383,000 | 2,200,542,000 |
| Total loans | 888,699,000 | 950,027,000 | 1,002,294,000 | 994,776,000 |
| Allowance for loan losses | 11,500,000 | 12,500,000 | 12,500,000 | 14,000,000 |
| Securities available for sale | 59,607,000 | 57,753,000 | 82,289,000 | 127,950,000 |
| Securities held to maturity | 908,401,000 | 894,328,000 | 881,549,000 | 872,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,680,519,000 | 1,682,508,000 | 1,727,338,000 | 1,766,083,000 |
| Interest-bearing deposits | 1,530,039,000 | 1,533,303,000 | 1,582,231,000 | 1,607,764,000 |
| Noninterest-bearing deposits | 150,480,000 | 149,205,000 | 145,107,000 | 158,319,000 |
| Equity capital | 230,387,000 | 236,162,000 | 215,535,000 | 223,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,869,000 | 53,587,000 | 79,963,000 | 106,294,000 |
| Interest expense | 11,029,000 | 20,143,000 | 28,965,000 | 36,264,000 |
| Net interest income | 16,840,000 | 33,444,000 | 50,998,000 | 70,030,000 |
| Noninterest income | 8,022,000 | 17,209,000 | 25,934,000 | 33,988,000 |
| Noninterest expense | 13,902,000 | 28,657,000 | 43,524,000 | 59,293,000 |
| Provision for loan losses | 417,000 | 2,420,000 | 3,669,000 | 7,715,000 |
| Pretax income | 10,894,000 | 19,927,000 | 30,090,000 | 37,361,000 |
| Income tax | 3,075,000 | 5,470,000 | 8,301,000 | 9,987,000 |
| Net income | 7,819,000 | 14,457,000 | 21,789,000 | 27,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,433,000 | 213,084,000 | 192,427,000 | 198,024,000 |
| Total capital | 217,933,000 | 225,584,000 | 204,927,000 | 212,024,000 |
| Risk-weighted assets | 1,221,761,000 | 1,242,504,000 | 1,287,582,000 | 1,298,688,000 |