Call reports 2007
AMERICAN STATE BANK — 2007
What AMERICAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,139,740,000 | 2,061,914,000 | 1,993,309,000 | 2,073,422,000 |
| Total loans | 781,786,000 | 799,119,000 | 854,390,000 | 870,120,000 |
| Allowance for loan losses | 11,500,000 | 11,500,000 | 11,500,000 | 11,500,000 |
| Securities available for sale | 59,411,000 | 58,092,000 | 53,583,000 | 48,808,000 |
| Securities held to maturity | 1,010,779,000 | 988,529,000 | 930,327,000 | 885,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,742,563,000 | 1,657,422,000 | 1,599,542,000 | 1,672,260,000 |
| Interest-bearing deposits | 1,592,963,000 | 1,515,484,000 | 1,463,728,000 | 1,519,341,000 |
| Noninterest-bearing deposits | 149,600,000 | 141,938,000 | 135,814,000 | 152,919,000 |
| Equity capital | 214,285,000 | 219,541,000 | 223,263,000 | 222,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 30,265,000 | 60,454,000 | 89,965,000 | 119,047,000 |
| Interest expense | 14,869,000 | 29,754,000 | 43,368,000 | 56,023,000 |
| Net interest income | 15,396,000 | 30,700,000 | 46,597,000 | 63,024,000 |
| Noninterest income | 6,348,000 | 13,512,000 | 21,930,000 | 30,110,000 |
| Noninterest expense | 12,817,000 | 26,990,000 | 40,701,000 | 55,393,000 |
| Provision for loan losses | 742,000 | 1,428,000 | 2,464,000 | 3,667,000 |
| Pretax income | 8,185,000 | 15,794,000 | 25,352,000 | 34,084,000 |
| Income tax | 2,132,000 | 4,072,000 | 6,695,000 | 8,945,000 |
| Net income | 6,053,000 | 11,722,000 | 18,657,000 | 25,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,478,000 | 197,160,000 | 200,108,000 | 198,601,000 |
| Total capital | 202,978,000 | 208,660,000 | 211,608,000 | 210,101,000 |
| Risk-weighted assets | 1,093,999,000 | 1,101,279,000 | 1,141,096,000 | 1,181,667,000 |