Call reports 2006
AMERICAN STATE BANK — 2006
What AMERICAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,079,976,000 | 2,110,761,000 | 2,089,063,000 | 2,094,471,000 |
| Total loans | 708,720,000 | 756,523,000 | 789,844,000 | 806,349,000 |
| Allowance for loan losses | 11,500,000 | 11,500,000 | 11,500,000 | 11,500,000 |
| Securities available for sale | 76,477,000 | 60,377,000 | 59,794,000 | 59,631,000 |
| Securities held to maturity | 1,102,755,000 | 1,122,205,000 | 1,054,568,000 | 1,039,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,661,604,000 | 1,690,177,000 | 1,692,170,000 | 1,700,182,000 |
| Interest-bearing deposits | 1,332,740,000 | 1,360,169,000 | 1,350,771,000 | 1,352,647,000 |
| Noninterest-bearing deposits | 328,864,000 | 330,008,000 | 341,399,000 | 347,535,000 |
| Equity capital | 198,452,000 | 204,200,000 | 208,327,000 | 208,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,089,000 | 55,408,000 | 84,908,000 | 114,595,000 |
| Interest expense | 11,346,000 | 23,970,000 | 38,184,000 | 52,549,000 |
| Net interest income | 15,743,000 | 31,438,000 | 46,724,000 | 62,046,000 |
| Noninterest income | 5,869,000 | 12,451,000 | 19,245,000 | 25,671,000 |
| Noninterest expense | 12,585,000 | 25,805,000 | 39,017,000 | 52,409,000 |
| Provision for loan losses | -18,000 | 338,000 | 1,106,000 | 1,891,000 |
| Pretax income | 8,897,000 | 17,435,000 | 25,485,000 | 33,056,000 |
| Income tax | 2,621,000 | 5,070,000 | 7,234,000 | 8,841,000 |
| Net income | 6,276,000 | 12,365,000 | 18,251,000 | 24,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,411,000 | 182,503,000 | 185,942,000 | 185,413,000 |
| Total capital | 187,911,000 | 194,003,000 | 197,442,000 | 196,913,000 |
| Risk-weighted assets | 1,004,169,000 | 1,059,959,000 | 1,074,234,000 | 1,090,953,000 |