Call reports 2005
AMERICAN STATE BANK — 2005
What AMERICAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,840,317,000 | 1,857,311,000 | 1,916,281,000 | 2,040,845,000 |
| Total loans | 651,988,000 | 690,240,000 | 712,020,000 | 690,395,000 |
| Allowance for loan losses | 11,000,000 | 11,000,000 | 11,000,000 | 11,500,000 |
| Securities available for sale | 94,253,000 | 93,254,000 | 90,848,000 | 87,912,000 |
| Securities held to maturity | 948,356,000 | 915,041,000 | 925,086,000 | 1,036,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,448,456,000 | 1,464,394,000 | 1,539,302,000 | 1,656,665,000 |
| Interest-bearing deposits | 1,167,953,000 | 1,178,085,000 | 1,248,384,000 | 1,316,102,000 |
| Noninterest-bearing deposits | 280,503,000 | 286,309,000 | 290,918,000 | 340,563,000 |
| Equity capital | 187,816,000 | 189,798,000 | 195,124,000 | 192,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 21,344,000 | 43,899,000 | 67,577,000 | 93,201,000 |
| Interest expense | 6,656,000 | 14,545,000 | 23,445,000 | 33,706,000 |
| Net interest income | 14,688,000 | 29,354,000 | 44,132,000 | 59,495,000 |
| Noninterest income | 5,475,000 | 11,427,000 | 17,658,000 | 23,526,000 |
| Noninterest expense | 11,265,000 | 22,736,000 | 35,071,000 | 47,658,000 |
| Provision for loan losses | 594,000 | 889,000 | 1,471,000 | 2,150,000 |
| Pretax income | 8,309,000 | 17,415,000 | 25,507,000 | 33,550,000 |
| Income tax | 2,467,000 | 5,226,000 | 7,632,000 | 9,829,000 |
| Net income | 5,842,000 | 12,189,000 | 17,875,000 | 23,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,480,000 | 169,827,000 | 175,514,000 | 170,121,000 |
| Total capital | 179,480,000 | 180,827,000 | 186,514,000 | 181,621,000 |
| Risk-weighted assets | 906,470,000 | 931,298,000 | 952,281,000 | 962,784,000 |